How does the diamond cash out? Count the ways in which diamonds you don’t know
Jewelry investment prospects are great, but have you ever thought about the realization of jewelry? What if you urgently need to cash out one day? Don't worry, I will tell you how the diamonds will be realized.
In the fourth century BC, diamond trading first appeared in India. The popularity of the upper class in Europe is already a matter of the fifteenth century. During the Second World War, the Jews often did not leave the diamonds, and they might have several diamonds in their pockets all the time. The diamond is small in size and easy to carry. It is the most convenient to carry and realize the property when it is in flight.
Change the drill with a small drill
There are often some merchants who use the marketing method of “small for big and old for new†to attract customers. If you suspect that your diamond style is out of date, you can try it. Of course, merchants generally require that the amount of new jewelry selected is equal to or higher than the old one. After all, businesses are still making money. Therefore, this way of realizing does not bring you much benefit, most of them are suitable for diamonds that are not heavy and are often worn.
In this way, you need to prepare: identification, diamond sales documents, diamond certificates.
Price: Generally, old diamonds will be charged a 10% to 30% loss, which is converted to 70% to 90% of the previous purchase price to offset part of the new diamond price.
Liquidation time: completed on the same day.
Where to provide services: There are not a few diamond brands currently carrying out this business. Diamond merchants like Luk Fook Jewellery and the whole city can do it. You can also ask if you can trade in new ones if you buy new diamonds, if any. You can save a lot of money!
The most cost-effective cash return
There are often some merchants who want to prove that the diamonds they buy will not lose money, and launch the idea of ​​repurchasing at any time. This is actually a very smart way to promote, but also brings convenience to you who need to realize the diamond. First of all, this repurchase method is limited to its own brand of diamonds, the weight of the main stone should exceed 30 points, the price is more than 3000 pieces, and there can be no defects. In terms of price, it is only after more than five years that it is possible to obtain a price higher than the price at the time of purchase. In addition to inflation, there is really no money to earn. Therefore, the investment of diamonds is still not recommended. If you need money urgently, it is recommended to choose this kind of money, and the operation is simple.
In this way, you need to prepare: diamond sales documents, diamond certificates.
Price: The longer the purchase, the higher the repurchase price offered by the merchant! If the purchase is only one year, then it can only be repurchased according to the purchase price of 30% off. For more than three years, it can be repurchased at the original price, and the diamond above 1 carat may increase by 10% after the initial price. However, at the same time, the merchant may deduct some of the cost of the work and taxes, and this is also a factor that has a great impact on the process of diamond realization, so don't ignore it.
Liquidation time: completed on the same day.
Where to provide services: Brands that are currently launching this type of business are concentrated in the diamond e-commerce brand. If you have this plan, please be careful to sign a diamond repurchase agreement at the time of purchase.
Revaluation consignment
Bring your diamonds to the merchant for sale, the diamonds will be revalued according to the latest market price, not only will not lose money, maybe there is a good credit, this method is very cost-effective. After bringing the diamond to the store, there will be a professional assessment by the staff, giving a price suggestion, and with your consent, the price will be determined. Remind you that before consignment, you can first understand the price of the market in the online Rapaport diamond quotation form, so as not to be pitted. Don't forget to sign the consignment contract, determine the fixed proportion of fees and commissions after the sale, and clarify that the distribution of benefits is the best means to ensure your own interests.
In this way, you need to prepare: identification, diamond sales documents, diamond certificates.
Price: According to the consignment agreement, part of the handling fee is charged. Basically, 10% to 20% of the selling price is the most common.
Cashing time: You can't get cash right away. The speed is determined by the time of sale. No one can guarantee how long you can get cash.
Where to provide services: Small jewelry stores generally accept this kind of business without accident, you can find the Taobao store or the physical merchants in the jewelry store to ask.
Forever pawnshop
For diamonds to be realized, pawn is one of the least restrictive ways to get the fastest cash. With or without a certificate, any brand, any carat-sized diamond, can be exchanged for cash immediately by pawn as long as the diamond is not damaged, but very small diamonds are not taken into account in the valuation. The pawnshop itself has a very authoritative jewellery expert who will identify and value your diamonds and determine the amount. It should be noted that pawn shops are generally divided into living and categorical, as the name suggests, live can be redeemed at any time, but the exchange price will be lower, and the inability to redeem will give you a higher price, if For the purpose of realization, it is naturally the best choice.
In this way, you need to prepare: ID card, diamond certificate.
Price: The price is calculated according to the Rapaport diamond quotation form, and may be depreciated due to second-hand use.
Liquidation time: Pawn shops are basically real-time loans, you can get cash in the fastest time.
Where to provide services: large pawn shops such as Huaxia Pawnshop, Baoruitong Pawnshop, etc. are all available.
Competing auction house
The premise of this method is that your diamond is rare enough. The diamonds appearing on the auction floor are basically fine products. They have high requirements for color, clarity and cut, and the weight should be basically 2 carats. If it is a super-carat or a rare diamond, it is basically destined to become the darling of the auction. The average color of the high-end colored diamonds of Sotheby's and Christie's auction houses can reach 10% to 15% per year. In fact, sending diamonds to the auction site is not as difficult as you think. You can find the contact information of the experts in the insurance department directly from the official website, send your diamond photos directly, and will receive their reply soon. Although the auction has a long period of liquidation, it has a mature system and a high-quality source of customers accumulated over the years, which can often create extraordinary benefits for you.
In this way, you need to prepare: proof of identity, diamond certificate.
Price: The commissions collected by each region and each auction house are different. In the case of Sotheby's auction, the commission will be charged 12% to 30.5% according to the high price of the falling price. The higher the price of the falling price, the smaller the commission will be. The commission in Hong Kong is 1.6% within 1.6 million Hong Kong dollars. The commission rate was reduced to 12% when the amount was over HK$22.5 million.
Realization time: The realization of the auction from the beginning of the collection, generally through the evaluation, fixed map, preview, auction, final cash and other links, the cycle is longer, generally takes half a year.
Where to provide services: Sotheby's, Christie's, Bonhams, Tiancheng, Poly, Guardian and other auction houses can choose, you can find the contact information on their official website. Most of them have offices in Beijing and Shanghai, and even if they don't have one, they can send them directly to the Asian headquarters in Hong Kong.
Bank for diamonds
do you know? There is also a bank dedicated to diamonds in the world. There are several houses on the streets of the Antwerp Diamond Center in Belgium. There are three or four guns outside the door and they are fully armed and guarded by safety! This is undoubtedly a mysterious organization that offers diamond cash services, from diamond storage, investment, liquidation to repurchase, all of which can be done here, where diamonds are equivalent to money. However, such diamond banks are relatively mature in foreign countries, and there are still few in China. Many commercial banks have become partners and custodians of diamond banks. For example, China Merchants Bank has launched a “global search and drilling platform†that people can use. Buy and sell directly, then get the difference to benefit.
In this way, you need to prepare: proof of identity, diamond certificate.
Price: According to the international price list, the diamond price will be repurchased according to the international diamond price of 20% to 10%. Some will also charge the relevant fees for diamond identification, and the price of each bank will vary. The words are about 1 carat for 500 yuan.
Liquidation time: completed on the same day.
Where to provide services: The SDX Diamond Exchange, which is close to us, is headquartered in Singapore. It is a new model for diamond investment operation. It has both buying and selling business, diamond investment funds are completely unblocked, and the diamond trading platform provided by China Merchants Bank. Easy to operate, you can also try.
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